Homestead Protection.
Safeguarding Your Home from Unexpected Risks.
What Is a Declaration of Homestead?
A Declaration of Homestead is a legal document filed with your local Registry of Deeds that protects the equity in your primary residence from certain creditors and lawsuits.
In Massachusetts, a properly filed homestead can protect up to:
$500,000 in home equity for an individual or married couple
The full value of the home if you are over 62 or legally disabled (Elderly or Disabled Homestead)
This protection applies only to your principal residence—not rental or investment properties.
Why It Matters
Homestead protection can help shield your home equity from:
Civil lawsuits or creditors
Medical bills or financial hardship
Certain types of personal liability (excluding mortgages, taxes, and child support)
While it doesn’t eliminate debt, it helps preserve your family’s ability to stay in the home, even during financially difficult times.
Poppy Legal Group handles the preparation and recording of your Homestead Declaration with care and precision—whether it’s part of a larger estate plan or a standalone filing. You deserve to feel secure in your home, and we’re here to make sure that security is protected under the law.